Professional Fitness Insurance Solutions

1. Acceptance of Terms

By accessing and using FitnessAssurance services, you accept and agree to be bound by the terms and provision of this agreement.

2. Service Description

FitnessAssurance provides specialized insurance solutions for fitness professionals, gyms, and wellness centers. Our services include but are not limited to general liability, professional indemnity, equipment protection, and property insurance.

3. Eligibility

Our services are available to licensed fitness professionals, gym owners, and wellness center operators who meet our underwriting criteria. All applicants must provide accurate information during the application process.

4. Premium Payments

Insurance premiums must be paid according to the agreed schedule. Failure to make timely payments may result in policy cancellation. We offer various payment options including monthly, quarterly, and annual plans.

5. Claims Process

Claims must be reported promptly according to policy terms. We provide 24/7 claims reporting and strive to process all claims fairly and efficiently. Fraudulent claims will be prosecuted to the full extent of the law.

6. Limitation of Liability

Our liability is limited to the terms and conditions specified in your insurance policy. We are not liable for indirect, consequential, or punitive damages.

7. Modification of Terms

We reserve the right to modify these terms at any time. Changes will be communicated to policyholders and will take effect on the specified date.

8. Governing Law

These terms are governed by the laws of the State of Illinois and applicable federal regulations.

Information We Collect

We collect information you provide directly to us, such as when you create an account, request a quote, or contact us for support. This may include your name, email address, phone number, business information, and insurance history.

How We Use Your Information

We use the information we collect to provide, maintain, and improve our services, process insurance applications, communicate with you, and comply with legal obligations.

Information Sharing

We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except as described in this policy or as required by law.

Data Security

We implement appropriate security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

Cookies and Tracking

We use cookies and similar technologies to enhance your experience on our website, analyze usage patterns, and provide personalized content.

Your Rights

You have the right to access, update, or delete your personal information. You may also opt out of certain communications from us.

Contact Us

If you have questions about this Privacy Policy, please contact us at [email protected] or call +1 (312) 555-0198.

What Are Cookies

Cookies are small text files that are stored on your device when you visit our website. They help us provide you with a better browsing experience and allow certain features to function properly.

Types of Cookies We Use

Essential Cookies

These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you.

Analytics Cookies

These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site.

Functional Cookies

These cookies enable the website to provide enhanced functionality and personalization, such as remembering your preferences.

Marketing Cookies

These cookies may be set through our site by our advertising partners to build a profile of your interests and show you relevant adverts.

Managing Cookies

You can control and/or delete cookies as you wish. You can delete all cookies that are already on your computer and you can set most browsers to prevent them from being placed.

Third-Party Cookies

We may also use third-party services that place cookies on your device. These services have their own privacy policies and cookie practices.

Your Rights Under GDPR

If you are a resident of the European Union, you have certain rights regarding your personal data:

Right to Access

You have the right to request copies of your personal data from us.

Right to Rectification

You have the right to request that we correct any information you believe is inaccurate or incomplete.

Right to Erasure

You have the right to request that we erase your personal data, under certain conditions.

Right to Restrict Processing

You have the right to request that we restrict the processing of your personal data, under certain conditions.

Right to Object to Processing

You have the right to object to our processing of your personal data, under certain conditions.

Right to Data Portability

You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.

Legal Basis for Processing

We process your personal data based on legitimate interests, contractual necessity, legal compliance, and consent where applicable.

Data Protection Officer

For GDPR-related inquiries, contact our Data Protection Officer at [email protected]

Supervisory Authority

You have the right to lodge a complaint with a supervisory authority if you believe our processing of your personal data violates GDPR.

Digital Millennium Copyright Act Notice

FitnessAssurance respects the intellectual property rights of others and expects our users to do the same.

Reporting Copyright Infringement

If you believe that your copyrighted work has been copied in a way that constitutes copyright infringement, please provide our designated agent with the following information:

• A physical or electronic signature of the copyright owner or authorized representative
• Identification of the copyrighted work claimed to have been infringed
• Identification of the material that is claimed to be infringing and information reasonably sufficient to permit us to locate the material
• Your contact information, including address, telephone number, and email address
• A statement that you have a good faith belief that use of the material is not authorized by the copyright owner
• A statement that the information in the notification is accurate and that you are authorized to act on behalf of the copyright owner

Designated Agent

DMCA Agent
FitnessAssurance
875 North Michigan Avenue, Suite 3200
Chicago, IL 60611, USA
Email: [email protected]

Counter-Notification

If you believe that your material was removed or disabled by mistake or misidentification, you may file a counter-notification with our designated agent.

Repeat Infringers

We will terminate the accounts of users who are repeat infringers in appropriate circumstances.